NSW stamp duty at a glance
Estimated duty on an established home in New South Wales, calculated with the same rules as the calculator. First home buyer figures assume the buyer meets every eligibility condition.
| Buyer | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|
| Home buyer (owner-occupier) | $16,687 | $27,937 | $39,187 |
| Investor | $16,687 | $27,937 | $39,187 |
| Eligible first home buyer | $0 | $0 | $39,187 |
“See revenue office” means the verified data does not support an estimate for that case (for example an unverified concession band), so check with Revenue NSW.
NSW transfer duty, general rates 2026/27
Effective from 1 July 2026. Thresholds are indexed to CPI each 1 July.
| Dutiable value | Duty payable |
|---|---|
| Up to $18,000 | $1.25 per $100 or part |
| $18,000 to $38,000 | $225 plus $1.50 per $100 or part over $18,000 |
| $38,000 to $103,000 | $525 plus $1.75 per $100 or part over $38,000 |
| $103,000 to $387,000 | $1,662 plus $3.50 per $100 or part over $103,000 |
| $387,000 to $1,290,000 | $11,602 plus $4.50 per $100 or part over $387,000 |
| Over $1,290,000 | $52,237 plus $5.50 per $100 or part over $1,290,000 |
Premium property duty applies to residential land valued above $3,870,000: $194,137 plus $7.00 per $100 or part above that threshold.
First home buyers in New South Wales
First Home Buyers Assistance Scheme. Homes (new or existing) up to $800,000 are exempt for eligible first home buyers. A concession applies below $1,000,000.
Vacant land: Vacant land up to $350,000 is exempt for eligible first home buyers. A concession applies below $450,000.
Eligibility
- Individuals aged 18 or over; at least one buyer an Australian citizen or permanent resident. Neither you nor your spouse or partner has owned residential property in Australia or received the concession before.
- Homes: move in within 12 months of settlement and live there for at least 12 continuous months.
Foreign purchasers
Surcharge purchaser duty. 9% of the dutiable value of residential-related property, payable even if the First Home Buyers Assistance Scheme applies.
Frequently asked questions
How much is stamp duty on a $750,000 home in New South Wales?
About $27,937 for a buyer who will live in the property and is not a first home buyer, based on nSW transfer duty, general rates 2026/27. Investors, first home buyers and foreign purchasers can pay a different amount. Use the calculator on this page for your own figures.
Do first home buyers pay stamp duty in New South Wales?
First Home Buyers Assistance Scheme: Homes (new or existing) up to $800,000 are exempt for eligible first home buyers. A concession applies below $1,000,000.
Is there a foreign buyer stamp duty surcharge in New South Wales?
Yes. Surcharge purchaser duty: 9% of the dutiable value of residential-related property, payable even if the First Home Buyers Assistance Scheme applies.
When were these NSW stamp duty rates last checked?
The rates and concessions on this page were read from official Revenue NSW pages and legislation on 25 September 2026. Rates and thresholds change, so confirm with Revenue NSW before you rely on an estimate.
Who pays stamp duty in New South Wales?
The buyer pays transfer (stamp) duty to Revenue NSW, usually at or before settlement. It is charged on the dutiable value, which is normally the purchase price or the market value if higher.